Business Insurance Coverage
General Liability
If customers can’t find it, it doesn’t exist. Clearly list and describe the services you offer. Also, be sure to showcase a premium service.
Business Owner's Policy (BOP):
Having a big sale, on-site celebrity, or other event? Be sure to announce it so everybody knows and gets excited about it. BOP eligibility includes the type of business, size of the premise, the required limits of liability, and the extense of off site activity. Premiums are based on factors such as business location, financial stability, building construction and social features and fire hazards.
Workers Compensation:
Coverage employers must provide to employees who are injured while on the job. Rating is based on job title and payroll.
Professional Liability (E&O):
Protects business professionals by shielding their assets and pays for their defense if a client makes a claim that their services deemed to be faulty.
Director and Officers (D&O):
Have you opened a new location, redesigned your shop, or added a new product or service? Don't keep it to yourself, let folks know. Coverage used when a director/officer of a company commits negligent act or omission, mis-statement or misleading statement and a successful libel suit is brought against the company as a result
Inland Marine:
Coverage for contractors tools and equipment while working off-site.